ਮੈਲਬਰਨ : ਇਸ ਸਾਲ RBA ਨੇ ਦੋ ਵਾਰੀ ਕੈਸ਼ ਰੇਟ ਘੱਟ ਕਰ ਕੇ ਮੌਰਗੇਜ ਲੈਣ ਵਾਲਿਆਂ ਨੂੰ ਵੱਡੀ ਰਾਹਤ ਦਿੱਤੀ ਹੈ। ਹਾਲਾਂਕਿ ਇਸ ਕੈਸ਼ ਰੇਟ ਦਾ ਆਮ ਲੋਕਾਂ ਨੂੰ ਉਦੋਂ ਹੀ ਫ਼ਾਇਦਾ ਮਿਲਦਾ ਹੈ ਜਦੋਂ ਉਨ੍ਹਾਂ ਦੇ ਬੈਂਕ ਵਿਆਜ ਰੇਟ ’ਚ ਕਟੌਤੀ ਕਰਨ। ਭਾਵੇਂ ਆਸਟ੍ਰੇਲੀਆ ਦੇ ਬਹੁਤੇ ਬੈਂਕਾਂ ਨੇ ਇਹ ਕਟੌਤੀ ਕਰ ਕੇ ਆਪਣੇ ਕਸਟਮਰਜ਼ ਨੂੰ ਫ਼ਾਇਦਾ ਦਿਤਾ ਹੈ ਪਰ ਅਜੇ ਤਕ 29 ਬੈਂਕ ਅਜਿਹੇ ਹਨ ਜਿਨ੍ਹਾਂ ਨੇ ਇਸ ਕਟੌਤੀ ਦਾ ਲਾਭ ਕਸਟਮਰਜ਼ ਨੂੰ ਨਹੀਂ ਦਿੱਤਾ। ਸਾਰੇ ਬੈਂਕਾਂ ਦੇ ਵਿਆਜ ਰੇਟ ਦੀ ਸੂਚੀ ਹੇਠਾਂ ਲਿਖੇ ਅਨੁਸਾਰ ਹੈ:
ਜਿਨ੍ਹਾਂ ਬੈਂਕਾਂ ਨੇ ਘੱਟ ਕੀਤਾ ਵਿਆਜ, ਨਵਾਂ ਰੇਟ, ਲਾਗੂ ਹੋਣ ਦੀ ਮਿਤੀ :
- ANZ: 5.59- 30 May
- CommBank: 5.59- 30 May
- NAB: 5.94- 30 May
- Westpac: 5.59- 3 June
- Adelaide Bank: 5.79- 6 June
- AMP: 5.64- 2 June
- Arab Bank Australia: 5.45- 3 June
- Athena: 5.74- 20 May
- Aussie: 5.69- 6 June
- Australian Military Bank: 5.64- 3 June
- Australian Mutual Bank: 5.19- 1 June
- Australian Unity: 5.54- 4 June
- AusWide Bank: 5.59- 5 June
- Bank Australia: 5.63- 2 June
- Bank First: 5.49- 29 May
- Bank of Melbourne: 5.79- 3 June
- Bank of Sydney: 5.54- 3 June
- Bank of us: 5.64- 11 June
- Bank Orange: 5.44- 2 June
- BankSA: 5.79- 3 Jun
- BankVic: 5.48- 3 June
- Bankwest: 5.69- 30 May
- bcu: 5.49- 10 June
- Bendigo Bank: 5.64- 6 June
- Beyond Bank: 5.64- 3 June
- Bluestone: 6.54- 11 June
- BOQ: 5.63- 6 June
- Border Bank: 5.34- 27 May
- Central Murray Credit Union: 6.74- 2 June
- Coastline Credit Union: 6.44- 29 May
- Community First Bank: 5.49- 11 June
- Defence Bank: 5.59- 28 May
- Easy Street: 5.59- 4 June
- Fire Service Credit Union: 5.59- 1 June
- Firefighters Mutual Bank: 5.49- 1 June
- Firstmac: 5.78- 3 June
- Gateway Bank: 5.45- 27 May
- Geelong Bank: 5.64- 30 May
- Goulburn Murray Credit Union: 5.69- 3 June
- Greater Bank: 5.49- 30 May
- Great Southern Bank: 5.64- 3 June
- Heritage Bank: 5.49- 30 May
- Homeloans: 5.89- 11 June
- HomeStar Finance: 5.49- 16 June
- HSBC: 5.49- 2 June
- Hume Bank: 5.49- 2 June
- Illawarra Credit Union: 5.49- 4 June
- IMB: 5.54- 30 May
- ING: 5.64- 3 June
- Liberty Financial: 5.99- 3 June
- loans.com.au: 5.49- 3 June
- Macquarie Bank: 5.64- 23 May
- ME: 5.63- 7 June
- Mortgage House: 5.39- 6 June
- MyState Bank: 5.54- 5 June
- Newcastle Permanent: 5.49- 30 May
- NRMA Insurance Home Loan: 5.53- 6 June
- P&N Bank: 5.63- 10 June
- People’s Choice Credit Union: 5.39- 30 May
- Pepper Money: 6.04- 5 June
- Police Bank: 5.34- 27 May
- Police Credit Union: 5.49- 1 June
- Qantas Money: 5.68- 6 June
- QBank: 5.49- 6 June
- Qudos Bank: 5.44- 29 May
- Queensland Country Bank: 5.49- 4 June
- RACQ Bank: 5.39- 3 June
- Regional Australia Bank: 5.44- 4 June
- resi: 5.89- 20 May
- RESIMAC Financial Services: 5.89- 11 June
- Southern Cross Credit Union: 5.73- 1 June
- St.George: 5.79- 3 June
- Suncorp: 5.65- 30 May
- Teachers Mutual Bank: 5.49- 1 June
- The Mutual Bank: 5.49- TBC
- Tiimely Home: 5.54- 6 June
- Ubank: 5.59- 29 May
- UniBank: 5.49- 1 June
- Unloan: 5.49- 20 May
- Up Home Loan: 5.50- 1 June
- Virgin Money: 6.19- 6 June
- Yellow Brick Road: 6.39- 20 May
ਜਿਨ੍ਹਾਂ ਬੈਂਕਾਂ ਨੇ ਅਜੇ ਤਕ ਘੱਟ ਨਹੀਂ ਕੀਤਾ ਵਿਆਜ
- Bank of China: 5.68
- BankWAW: 5.54
- Broken Hill Bank: 6.64
- Cairns Bank: 5.99
- Central West Credit Union: 6.04
- Credit Union SA: 5.74
- Dnister: 5.79
- Family First Credit Union: 5.7
- First Option Bank: 5.74
- Freedom Lend: 5.9
- G&C Mutual Bank: 5.74
- Horizon Bank: 5.64
- La Trobe: 6.54
- Laboratories Credit Union: 5.95
- MOVE Bank: 5.69
- NICU: 5.74
- Pacific Mortgage Group: 5.64
- Reduce: 5.74
- South West Slopes Bank: 5.95
- Sucasa: 6.05
- Summerland Bank: 5.59
- The Capricornian: 5.64
- The Mac: 5.67
- Transport Mutual Credit Union: 6.69
- Unity Bank: 5.74
- Warwick Credit Union: 6.14
- Well Money: 5.81
- Woolworths Team Bank: 6.34
- Yard: 6.14
Related Posts:
